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12 months of equal interest free instalments with Gem Visa

Available on participating Gem Visa credit cards only. New customers must apply and be approved for a Gem Visa credit card. Amount payable will be shown on your monthly statement. Minimum purchase $250. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and $65 (charged $32.50 half yearly) annual fee. Prevailing interest rate currently Gem Visa 29.49% p.a. applies after any interest free term ends. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

24 months interest free with no repayments required for the first 6 months with Gem Visa

Available on participating Gem Visa credit cards only. New customers must apply and be approved for a Gem Visa credit card. Payment for your purchase will be deferred for the stated period, during which, no interest will accrue and no monthly payments need to be made. The interest free period will continue after the deferred payment period. Amount payable will be shown on your monthly statement. Minimum purchase $750. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and $65 (charged $32.50 half yearly) annual fee. Prevailing interest rate currently Gem Visa 29.49% p.a. applies after any interest free term ends. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.