Xmas Cut off Dates :
All couriers cut off 20th Dec. Excludes Rural delivery
Large freight cut off 17th December For North island and 15th December Inter Island. Excludes rural delivery.
Please note that we will continue to dispatch orders after these dates as well however delivery before Xmas is not guaranteed. 

Gem Visa

 --Interest Free Offers--

 

 

No Interest & No Repayments for 6 Months - Minimum purchase $100.00

6 months interest free deferred payment. Minimum purchase $100.00. Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Payment for your purchase will be deferred for the stated period. During this period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLineis provided by Latitude Financial Services Limited.

 

No Interest & No Repayments for 10 Months - Minimum purchase $100.00

10 months interest free deferred payment. Minimum purchase $100.00. Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Payment for your purchase will be deferred for the stated period. During this period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLineis provided by Latitude Financial Services Limited.

 

12 Months Interest Free 

Minimum purchase $750.00.Minimum purchase amount applies. Minimum monthly payments required.*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLineis provided by Latitude Financial Services Limited. 

 

24 Months Interest Free 

Minimum purchase $1250.00.Minimum purchase amount applies. Minimum monthly payments required.*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLineis provided by Latitude Financial Services Limited. 

 

Click here for detailed finance terms.